Insurance law, the insurer has a measurable benefit people's money in exchange for a premium, which resulted in the loss of the danger, the risk, to indemnify or to occur in the life span of the event due to one or more persons or incidents that occur in their lives, hence he is obliged to be found in the payment of money or other acts arising from the rights and obligations of the contracts and agreements to examine under a covered commercial law is a branch of private law.

Today, as a result of the rapid development of the insurance sector, legal problems arising from the application of insurance are also increasing. In insurance, it is important to determine whether the risk has occurred.